This is a pay-as-you-transact account that offers convenient banking while allowing account holders to take charge of their account fees. It’s available in UGX only.

Benefits

Visa Debit Card

Access to a Visa Debit Card that allows holders to transact at any visa enabled ATM, point of sale or with online merchants all over the world.

Agency Banking

Convenient banking at any agent location countrywide.

Mobile Banking

Convenient banking via KCB’s mobile banking platform (*244#).

Free Inter-account Transfers

Free inter-account transfers.

Free Withdrawals Over the Counter

Free withdrawals over the counter.

No Monthly Maintenance Fees

No monthly maintenance fees.

Internet Banking

Free access to internet banking.

No Minimum Balance

No minimum operating balance requirements.

Free SMS and Email Alerts

Free SMS and email alerts.

Access to personal insurance

Access to personal insurance.

Rates & Fees*

  • Opening Balance: 20,000 UGX, USD -N/A, EUR -N/A, KES -N/A.
  • Minimum Operating Balance: 20,000 UGX, USD -N/A, EUR -N/A, KES -N/A.
  • Monthly Maintenance Fees: UGX -NIL, USD-N/A, GBP -N/A, EUR -N/A, KES -N/A.
  • Account Statement / Interim Statement Per Page: 10,000 UGX, USD -N/A, EUR -N/A, KES -N/A.
  • Debit Card Issuance / Replacement: 15,000 UGX, USD -N/A, EUR -N/A, KES -N/A.
  • Balance inquiry: 300 UGX, USD -N/A, EUR -N/A, KES -N/A.
  • ATM Withdrawal: 1000 UGX, USD -N/A, GBP -N/A, EUR -N/A, KES -N/A.
  • Deposits: UGX -Free, USD -N/A, GBP -N/A, EUR -NIL, KES -NIL.
  • Withdraw Fees Over the Counter: Amount below UGX 2M-UGX 10,000 Other amount; 0.15% of transaction amount capped at a max of UGX 10,000

*Rates are subject to change.*

Interested in Smart UGX Only or have a question?

I am an existing KCB Bank customer

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