Mortgages

Mortgage

This is a loan extended to salary earners and business owners to enable them to purchase homes, make house renovations, carry out equity release or refinance existing facilities in other banks.

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Facilitates home ownership

Facilitates home ownership.

Avenue for building equity

Property in most cases appreciates in value while exposure reduces with time.

Legacy/Inheritance upon death

Mortgage protection cover available.

Good debt

Good debt; caution of redeeming debt through property liquidation.

Home Improvement

Transform your current home into your dream home. With an affordable loan, you can give your home a facelift and relish in good living and good banking. With KCB you can have both.

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Affordable interest rates

Pay the loan back comfortably with friendly interest rates.

Flexible repayment periods

Enjoy long repayment periods that are flexible according to your needs.

Home Purchase

Looking to finally own a home? Let us help you buy your dream home. We facilitate the purchase of already built houses and commercial buildings with up to 90% financing. It doesn’t get any better than that.

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Up to 90% Financing

Get funding of up to 90% of the total amount required to buy your home.

Flexible Repayment Periods

Enjoy long repayment periods that are flexible according to your needs.

Buy-To-Let

Looking to invest in rental units? Our buy-to-let plan allows you to purchase apartment blocks, rental units and other property to lease as we journey with you to create and grow your wealth.

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Grace repayment period

Pay the loan back comfortably with friendly interest ratesA 24 months grace repayment period is allowed.

Flexible repayment periods

Enjoy long repayment periods of up to 10 years.

Up to 85% financing

Get funding of up to 85% of the total cost.

Refinance/ Remortgage

Are you looking to remortgage? Our loan buy-outs allow you to take advantage of our friendly rates and welcoming terms. Switch to KCB and get sorted.

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Affordable interest rates

Pay the loan back comfortably with friendly interest rates.

Flexible repayment periods

Enjoy long repayment periods that are flexible according to your needs.

Equity Release

Get funding for school fees, medical expenses, business capital or any other financial need. With up to 80% financing and flexible repayment terms, we have your back.

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Up to 80% financing

Get funding of up to 80% of the total cost.

Construction/ Building Mortgage

Start the journey to owning your home today. With this loan product, we will help you build or purchase your dream home, get into estate development, or build residential units or commercial blocks.

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Grace repayment period

A 24 months grace repayment period is allowed.

Flexible Repayment Periods

Enjoy long repayment periods of up to 10 years.

Up to 85% financing

Get funding of up to 85% of the total cost.

ATM Deposit

Deposit cash into your account at select express bank ATMs